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Wealth
Accumulation
Is their a legitimate online business opportunity?
 A recent Survey of Consumer
Finances conducted by the Federal Reserve Board
revealed these statistics about the state of
America’s finances.
Do any of these facts hit home with
you?
- The typical American family earns about
$45,000 per year. From 2001 to 2004, family debt
increased 33% (adjusted for inflation).
Surprisingly little of this debt stems from
unnecessary spending. Instead, credit is being
used to pay for necessities like housing,
household expenses and health care, particularly
in low- and middle-income families.
- Average net worth, which grew rapidly during
the boom of the 1990s, rose only 1.5% between
2001 and 2004 for the average American family.
In other words, for most of us, the worth of our
investments is not keeping up with the inflation
rate.
- The middle class is being squeezed more
tightly than ever. Among the wealthiest 10%
of Americans, net worth rose to $831,600, or
a 6.5% increase from 2001. Meanwhile, the net
worth of those in the bottom 25% fell 1.5%
to $13,300.
- More than a third -- 36% -- of those who owe
more than $10,000 on their cards have household
incomes under $50,000. 13% who owe that much
have household incomes under $30,000. The
percentage of disposable income used to pay
debts is near record highs.
The report doesn’t point out these more
unsettling statistics:
- In February, 2007, the US Commerce
Department reported that the personal savings
rate for 2006 was a negative 1%. The rate for
2004 was a negative .4%. For comparison, in the
midst of the Depression in 1933, the PSR was
-1.5%. If 2007 figures show a decrease
similar to those of 2006, we’ll have a worse
record than during the Depression.
(Source: Associated Press)
- “The US is becoming less of a meritocracy,
where skill and intelligence determine success,
and becoming more of a class-bound society,
where economic background, including the better
education money can provide, matters more. There
are still many rags-to-riches stories. But
there's stagnation in the underclass.”
(Source: Christian Science
Monitor)
- According to a new Federal Reserve
data-based economic analysis commissioned by the
Consumer Federation of America, “...more than
half of American households (56 percent) are
behind where they should be in saving for a
comfortable retirement.” A related CFA public
opinion survey found that 59% of Americans do
not expect to maintain their current standard of
living in retirement.
Does this sound like a nation of people who
believe in and are profiting from the American
Dream—or simply a nation of people who want to
live the Dream lifestyle without really being
able to find a way to finance it? In fact, we
have to ask...
Is the
American Dream still alive and
achievable?
Defining the Dream
The immensely popular 19th-century author
Horatio Alger is largely credited with defining
the American Dream as well as the means to
achieve it. His books told the rags-to-riches
stories of people who succeeded because of the
opportunities they had in the Greatest Nation on
earth. It didn’t matter who they were. No matter
how hopeless their situations seemed, his
characters found wealth and success through
determination and hard work—and of course,
because they believed in the American Dream.
The Dream Today
We believe the American Dream is alive and
well. The 21st century continues to offer
incredible opportunities. Escalating wealth is
mostly a matter of finding the right
opportunities and having the determination and
guts to follow them through.
The
materials and methods for accumulation of wealth
have changed, but the opportunities are greater
today than at any other time. One simply
needs to learn about the new materials and
methods!
So Many Things Have
Changed:
Dealing With Fear and
Uncertainty
 The events of September 11,
2001, permanently changed our country and its
citizens. Our assumptions that we are safe in
our own land faded to fear and uneasiness. Maybe
you used to enjoy travel, but now airports make
you nervous. Perhaps you dwell on the
possibilities of another terrorist attack. We’re
all dogged by an unstable job market where mass
layoffs and outsourcing threaten our
livelihoods. The future is fraught with
uncertainty about whether we’re making wise
investments, whether the CEO will abscond with
the pension funds, and whether Social Security
will be there for us.
Even weather
patterns are unstable, taking lives with
devastating hurricanes, tornadoes, tsunamis,
heat waves, and blizzards. Fear can make you
want to simply maintain the status quo and not
take any chances—yet that is exactly what you
must do to avoid becoming a victim of fear,
because fear is the only thing that can prevent
you from taking advantage of all the
possibilities that are open to you. FDR’s famous
statement still applies: “The only thing we have
to fear is fear itself.”
But think about
this: All kinds of fears have always held people
back from trying to improve their lives. We’ve
used fear as a convenient excuse not to get on
with the lives we’d like to live. It’s so much
easier to stay where we are, complaining that
we’ll never get ahead.
There is a legitimate online business opportunity for taking, but you must be prepared
to leave your comfort zone, summon up your
strength and determination, and set a course
towards wealth accumulation. While money isn’t
everything, it can certainly do a lot to
alleviate uncertainty and to enrich your life
and the lives of those you care most
about.
Worrying about the future doesn’t
change it. No one has ever been able to predict
what will happen, or when, or why. You only
have today and the lessons you have learned from
your past. You can take charge of today’s
reality and make it sing with tomorrow’s dreams.
Accumulating
Wealth:
The
online business opportunity Has Never Been Better
Horatio Alger may have been right in the
1800s when he claimed that anyone willing to
work hard could succeed. Today, the picture is
different. It is painfully possible to work
very, very hard and not get ahead.
If you live from paycheck to paycheck and worry
constantly about how you will meet your
financial obligations, you’re living in a world
of stress. You don’t even have the luxury of
worrying about the stock market, because you’ve
got nothing to invest.
Yet more
people are amassing wealth today than at any
other time.
True, the financial picture for many of us
doesn’t measure up to the rosy pictures we hear
of a growing economy. We worry about the war on
terror, how we’ll afford gas to get to work, and
whether our jobs will still be there for us
tomorrow.
Yet you can begin
your journey to financial success
today.
 Instead of the dubious
prospect of accumulating wealth working for
someone else, you can take control of your
finances by owning your own business. It is
much, much easier than you can imagine because
you can do it with your own home-based
business.
Did you know that
two thirds of all American millionaires are
self-employed?
Think about it. Who makes
the most money? The restaurant manager or the
restaurant owner? The car salesman or the
dealership owner? Owners are self-employed, and
they are much more likely to be wealthy than the
people who work for them.
We’re not
suggesting that you buy a restaurant or an
automobile dealership. It isn’t necessary to
take that kind of risk or put in that kind of
work. You own home-based business can be every
bit as lucrative and much less stressful than a
bricks-and-mortar business.
You
probably already have the only equipment you’ll
need—a computer and a telephone. That’s all!
Now all you need is the information that has
transformed so many people’s lives.
Take Control
Don't let someone else decide your future for
you. Take the first step today toward assuring a
secure financial future for you and your family.
And don’t wait until it’s too late. Today is
the time to get started in an extraordinary
business that has already changed the lives
of so many, freeing them of fear and worry
and showing them that they can live
lifestyles they thought were meant only for
others.
When you accumulate
wealth, you generate a steady residual income
that pays you every day. Are you ready to
discover how you can begin to build that kind of
income-producing resource? Then you’ve come to
the right place.
Simply fill out the
form below, and I will get back to you with
additional information on specific details of a successful and the lives of those you care most
Online business opportunity. |
