The Stay-At-Home
Mom making money online via and superb online business (home based business):
It’s challenging enough to
survive on two incomes in this day and age. When
the difficult (and of course rewarding) decision
is made to stay at home with your children, what
can you do to fill the income void in your
household?

Your children are the most
important things in the world to you. They
deserve your full attentionand you have gladly
chosen to stay home and care for them. You know
that you have made the right
decision.
Your choice to be a stay at home
mother has come with a price though. Careful
budgeting alone cannot offset that missing
second income. Yes, you and your husband are
getting by and your family is enjoying quality
time together, but you have sacrificed income
and benefits to raise your children.
Depending on your profession, your
financial sacrifice can be very significant
after a few years. In Ann Crittenden's book
"The Price of Motherhood," she calculated
that a couple that once earned over $80,000
annually could lose over $1 million dollars in
lifetime earnings after they have a child and
the woman leaves work and stays at home.
Your retirement is in jeopardy as
well.
No matter what level your previous
earnings were, there are long term consequences
on your finances for the years spent raising
children instead of earning a paycheck. A side
from salary, you are not earning any pension
benefits from an employer or medical insurance,
both of which are quite valuable.
And few women when they
decide to stay home consider that they will
cease to accrue any social security benefits
from the federal government. No income for you
means that your benefit rating with social
security is stagnating.
It's a shame that there has to be
such a cost for you to stay at home with your
children. You certainly value your work as a
mom. It's nice having time to nurture your
children's education and interests. You even get
to have fun, and you do not envy the scheduling
hassles that working mothers face as they juggle
job commitments and children's appointments.
You are not alone either. More
women are deciding to leave the career track and
stay at home with their children. There is a
growing trend for families to decide to make it
with only one person working outside the home. A
report from the U.S. Census Bureau in 2001
showed that in 1998 59% of mothers with infants
worked at a full time job, but that had dropped
to 55% in 2000, only 2 years later. The appeal
of actually being the one to raise your children
is undeniable and more families are pursuing
this important goal.
Being a stay at home mom has many
positive points, but you still miss being able
to earn an income. You want to continue
developing your skills and creativity.
Maintaining your professional skills that you
worked hard to get before motherhood nags at the
back of your mind. You wish you had a way to
transform your time into money without
compromising your need to be at home.
You can enjoy the security of a
second income again.
There is a revolution starting in
our society. People are deciding that they don't
want to struggle through a traffic jam every day
and spend 10 hours at an office away from their
families in order to live. It's time for you to
start learning how people are earning a
comfortable living from their homes. You can
start a home based business or an online business and start making money online to raise your
children, and have a profitable professional
existence at the same time.
Bringing in a second income and
avoiding childcare costs would be doubly
profitable. Think of all the important things in
your financial life that you won't have to put
off anymore.
- Taking
nicer vacations
- Getting
that bigger house your growing family
needs
- Saving
for retirement
- Funding
your children's college education
After starting your home based
business you won't have to scrimp and save so
much. Yes, you will still bargain hunt because
it's smart and you're good at it, but you won't
have to feel guilty about that occasional dinner
out because you are already making money online via our successful online business model!!
There is no arguing that the work
you do as a mother is exceedingly valuable. The
salary research company Salary.com even
attempted to calculate what a salary for a stay
at home mother should be. After factoring in
everything from childcare, transportation
services, accounting, laundry, cooking,
management, and much more, Salary.com came up
with a figure of $90,000 a year. This sounds
like a lot but it was based on a 90 hour work
week.
As nice as it is to know that your
work as a mother is worth nearly six figures,
there is no salary fairy out there that is
magically going to start writing you checks. You
need to take action and earn money your own way.
The way to do this is with your own home based
business. As your own boss, you will be able to
integrate earning an income into your other
valuable and important duties.
With the income from your home
based business, you will be able to enjoy the
benefits of financial security. You won't have
to worry so much if your husband loses his job.
With your business income you could even give
him the freedom to pursue a career change that
he has been dreaming of.
To start earning
money for today, for your retirement, and to
give your children every advantage, fill out the
questionnaire below. You will then receive
information about a home based business
opportunity that will let you start supporting
your family in every
way.